I have lived in Chico, CA, and have been licensed and employed in the financial services industry since 1993. For over two decades, businesses, professionals, and individuals have trusted me with their financial and investment planning needs. I have been an employee or independent contractor for some of the country's largest, well-known securities broker/dealers and insurance companies. As a CERTIFIED FINANCIAL PLANNER™ professional, CFP® for over 10 years, I have been educated in and must pass continuing educational and regulatory exams in financial planning, portfolio risk assessment, qualified retirement plans, insurance, and estate planning, and business and succession planning. I am a member of the local Rotary Club. I believe in community and that successful members of society should give back to help support the community they live in however they can.