Disability & Critical Illness
Regardless of your stage in life, an injury can be financial devastating without the proper protection in place. We can work with you to develop a complete risk management plan to potentially protect your income and your assets in the event of a disability or the need for long-term care.
Disability Insurance
Income is important for both current financial obligations (e.g. grocery bills and mortgage payments) and for future financial independence (e.g. planning for your children’s education or for retirement). Just think what might happen if you suddenly lost your income stream through a long-term illness or disability.
Disability insurance products help protect your ability to earn an income, which can be affected if you become disabled for a period of time.
We can help you choose the disability insurance products that provide advantages like:
- Helping maintain your financial independence, lifestyle and long-term financial plan in the event your income is impacted by disability
- Assist with paying fixed expenses for your business if you become disabled
- Support the buy-out of a disabled partner’s share of a business
Working together, we can help you tailor your financial plan so it helps protect your income with disability insurance.
Contact us today to determine whether disability insurance fits into your financial plan.
“What You Need To Know About Disability Insurance”
“Smart Strategies to Help You Protect Your Business”
This material contains only general descriptions and is not a solicitation to sell any insurance product or security, nor is it intended as any financial or tax advice. For information about specific insurance needs or situations, contact your insurance agent. This article is intended to assist in educating you about insurance generally and not to provide personal service. They may not take into account your personal characteristics such as budget, assets, risk tolerance, family situation or activities which may affect the type of insurance that would be right for you. In addition, state insurance laws and insurance underwriting rules may affect available coverage and its costs.